Credit Secrets Bible - Before Using A Credit Repair Company

Facts Consumers Should Know Before Using A Credit Repair Company
Excerpted from the Official "Credit Secrets Bible" Home Study Course.

Keep at it!

Credit repair is not something that you simply do once in a while when your credit rating slips below 620. Credit repair and credit check-ups need to be part of your overall long-term financial plan. You need to follow a regular maintenance schedule of checking your credit reports regularly (you can get one free credit report from each of the major credit bureaus every four months, which lets you check your credit for free three times a year).

Regular check-ups will ensure that you have not been the victim of identity theft and will help you make sure that your credit has not begun to slip. Catching errors and problems early can be an excellent long-term way to ensure that you never need intensive credit repair again.

Your credit should be part of your financial goals because your credit can help you meet your goals. Good credit can help make loans affordable, and so can help make education, homes, and cars possible.

Understanding Credit

Mortgage planner, Shanne Sleder takes you through the basics of how your credit score is built and how to improve it.